Institutional-grade portfolio analysis in seconds
Paste your portfolio and get a clear, structured memo on concentration risk, diversification, and hidden weaknesses.
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What you get
A portfolio memo, not just charts
PortfoMemo runs a structural diagnostic on your portfolio: concentration first, risk second, narrative last. Instead of generic commentary, you get a focused review of what your portfolio is optimized for, where it is fragile, and what drives its outcomes.
- ✓Portfolio verdict and construction score
- ✓Concentration and diversification analysis
- ✓Thematic overlap and downside resilience
- ✓Institutional-style memo in plain English
Example analysis
See what your portfolio actually looks like
Most portfolios feel diversified until you look at what really drives returns. PortfoMemo turns a list of holdings into a structured diagnosis.
AAPL 40% MSFT 30% NVDA 30%Try this example
Portfolio Verdict
Tech-heavy with a single dominant position — 28 holdings provide diversification in count but not in exposure. Returns are driven primarily by large-cap tech momentum.
Construction Score
58/100
Risk Posture
Aggressive
Portfolio Type
Diversified but Thematic
Structural Observations
- Sector dependence — Over 60% of portfolio weight is concentrated in technology, creating a single-sector outcome profile.
- Correlated upside — Top holdings share exposure to AI infrastructure spending and large-cap tech beta.
- Limited downside offset — Defensive and value allocations are too small to meaningfully reduce drawdowns.
Single-ticker analysis
Deep-dive any stock before you add it
Enter a ticker and get instant heuristic insights — sector exposure, behavioral characteristics, ETF overlap, and portfolio role — plus an AI-powered 21-section investment memo with quality scorecard and scenario analysis.
Instant — no AI needed
- ✓Sector and thematic exposure
- ✓Behavioral characteristics
- ✓Hidden ETF overlap detection
- ✓Portfolio role assessment
Deep analysis — AI-powered
- ✓21-section investment memo
- ✓Quality scorecard (out of 100)
- ✓Bear / base / bull scenario analysis
- ✓Valuation framework and risk inventory
Example — NVDA
NVIDIA Corporation
Quality Score
82 / 100
Sector
Technology — Semiconductors
Volatility
High
- Portfolio role — Growth amplifier and AI infrastructure play. Increases tech concentration and portfolio volatility.
- Hidden overlap — Already held in VOO (~1.5%) and QQQ (~8%). Adding a direct position compounds exposure.
How it works
Three steps
Paste your portfolio
Enter tickers or stock names with weights, dollar values, or share counts.
We analyze the structure
Concentration, diversification, overlap, resilience, and portfolio profile.
Get your memo
A clear, structured breakdown of what your portfolio is really optimized for.
Flexible input
Paste it however you have it
Tickers, stock names, percentages, dollar values, or even a messy copy-paste from your broker. We'll figure it out.
Tickers with weights
AAPL 40% MSFT 30% NVDA 30%
Stock names
Apple 40% Novo Nordisk 30% Berkshire Hathaway 30%
Dollar values
AAPL $12,000 GOOG $8,500 AMZN $4,500
Mixed assets
Cash: 60% ETF Equities: 25% Bonds: 5% Nvidia - 5% Crypto: 5%
Built for
For serious individual investors
Pricing
Start free, upgrade only if it's useful
Try the experience with a free analysis preview. Buy more analyses only when you want to continue.
Your portfolio already has a structure.
PortfoMemo makes it visible.
No spreadsheet setup. No broker connection required.